From real-time fraud interception to autonomous AML reporting and FCA-resilient cloud infrastructure — TechProf builds AI systems that operate at the pace, scale, and regulatory rigour that modern banking demands. Production-deployed. Measurable outcomes. Zero compromises.
Every system we deliver is designed from day one around FCA, PSD2, and Basel IV requirements — not bolted on at the end. Production AI for the world's most regulated financial environments.
We don't retrofit compliance. Our banking AI systems are architected around the FCA's operational resilience rules, PS21/3 requirements, and DORA obligations from the first line of code. Every deployment includes a full audit log, model governance framework, and explainability layer — so regulators see exactly how every decision was made.
We've taken a UK challenger bank through its first FCA resilience assessment — passing first time with an 18-minute RTO against a 4-hour baseline.
Banking AI that has shipped to production environments and generated measurable outcomes — not forecasts from a slide deck.
Graph-neural AI deployed across a Tier-1 UK bank's full transaction estate. Intercepts card, wire, and digital fraud in 1.4 seconds — catching mule networks and APP fraud with 96% accuracy and near-zero false positives.
End-to-end FCA-regulated cloud transformation — 14 legacy systems migrated to cloud-native architecture, autonomous FinOps engine deployed, agentic AI embedded across compliance, fraud, and customer ops. 41% cost reduction. RTO 18 minutes. First-time FCA resilience pass.
Autonomous AML monitoring platform for a mid-tier bank — transaction pattern analysis, PEP/sanctions screening, and automatic SAR drafting with full audit trail. Compliance headcount reduced by 60% while detection rates improved.
Alternative data credit model using Open Banking transaction data, behavioural signals, and bureau feeds. Improved approval rates by 23% for thin-file customers while reducing default exposure. Full FCA model risk governance included.
Deployed an AI customer care platform handling 78% of inbound enquiries autonomously — account queries, dispute initiation, product recommendations — with seamless handoff to human agents for complex cases. CSAT increased 34%.
Automated MIFID II and CCAR reporting pipeline — autonomous data aggregation, validation, and submission. Reporting cycle reduced from 5 days to 4 hours. Zero regulatory breaches since deployment.
A rigorous four-phase model built around the realities of regulated banking — where risk, compliance, and legacy estates add complexity that generic delivery frameworks ignore.
AI-assisted discovery of your transaction data landscape, fraud exposure, and compliance gaps. We map legacy dependencies and quantify opportunity in days — not weeks.
Target-state architecture built around resilience, explainability, and audit trail requirements from day one. Model risk governance framework agreed before a line of code is written.
Canary rollouts, shadow mode testing, and champion-challenger model evaluation — so your production systems are never at risk during transition. FCA notifications managed with you.
24/7 model monitoring, drift detection, regulatory change management, and continuous optimisation. We don't just deliver — we run the system alongside your team.